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This calculator will estimate the amount of time it will take to pay off a given debt if you are paying a monthly minimum payment. Plus, it will also tell you the Total you will pay between now and when the debt is paid off.
Prestige Plan Bank Loan Credit
Counseling		 Do Nothing
(Pay Minimum)
Total Unsecured Debt 30000 30000 30000 30000
Months To Pay Off 24 60 60 395
Interest Rate NONE 11% 9% 9%
Extra Interest Paid NONE $ 9136.36 $ 7365.04 $ 63776.12
         
Your Total Cost $ 16500.00 $ 39136.36 $ 37365.04 $ 93776.12
         
Monthly Payment $ 687.50 $ 652.27 $ 622.75 Variable
Total Savings
Over Other Options 		$ 22636.36 $ 20865.04 $ 77276.12
Total Unsecured Debt $  
Program Period (Months)  
Average Interest Rate %

Total Cost Graph

PFS
($ 16500.00)
Bank Loan
($ 39136.36)
Credit Counseling
($ 37365.04)
Do Nothing
($ 93776.12)
          We Can Settle  
           We Cannot Settle  
  • Credit Cards
  • Unsecured Loans
  • Unsecured Personal Loans
  • Unsecured Personal Lines of Credit
  • Collections, Autos in Repossession
  • Medical Bills
 debt settlement
  • Lawsuits, IRS Debt/Taxes
  • Utility Bills, Auto Loans
  • Government Loan
  • Student Loans
  • Secured Debts
  • Home Loans / Mortgagesdebt settlement
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